SINEDIS

SINEDIS · OC / AC / NNW

Motor insurance in Poland

OC covers liability to others, AC protects the vehicle, and optional covers support people and help on the road. Select what you need and send SINEDIS the details for a proposal.

Send for a quote

Motor liability (OC)

Compulsory vehicle liability insurance covers damage or injury caused to third parties for which you are liable. It does not repair the at-fault driver’s own car. Registration and circumstances determine the obligation; simply parking a vehicle does not necessarily remove it.

Own damage / theft (AC)

Voluntary cover for agreed damage, destruction or theft of the vehicle. Compare valuation, authorised or partner repairs, parts, depreciation, excess, territory and security. All risks still has exclusions; normal wear and mechanical breakdown are not automatically covered.

Driver and passenger accident (NNW)

Accident benefits for the driver and eligible passengers, such as permanent injury or death. Treatment and other benefits depend on the contract. The sum per person is not the payment for every injury. NNW does not replace overseas medical insurance.

Green Card

An international liability certificate for countries where required. Check every country on the route, current entry rules, excluded territories, dates and document format before departure. It is neither worldwide cover, AC nor medical insurance.

Roadside assistance

Roadside support after agreed events, possibly including towing, repairs, replacement transport or accommodation. Check breakdown versus accident, distance, territory, vehicle age and limits. Arranging a service is not the same as paying every cost.

Glass

Repair or replacement of eligible vehicle glass under agreed terms. Compare covered panes, parts, repair network, excess and driver-assistance sensor calibration. Mirrors, panoramic roofs and foreign repairs are not automatically included.

Tyres

Help after tyre damage can mean changing a wheel or towing, with a new tyre reimbursed only in selected variants. Check territory, age, wear and limits. Warta’s tyre product excludes the new tyre itself; some PZU variants provide reimbursement under conditions.

Check your application

Compare the same scope, excess, repairs, territory and exclusions, not only premium. Acceptance and available add-ons vary by insurer; no automatic saving or identical protection is promised.

How to arrange cover

Send details, clarify missing information and compare individual terms. Cover starts under the issued contract and its payment rules. Do not cancel an existing policy just because an enquiry was submitted.

Leadenhall · Drivers Casco

Leadenhall Drivers Casco protects people against specified consequences of road accidents, including selected incapacity benefits. Despite the name, it is not vehicle AC. Leadenhall is a coverholder; the policy identifies the actual insurer. This is a separate complementary product subject to its own terms.

Insurer documents

Send for a quote

Four steps: vehicle, insurance, owners and review. Enter technical details manually; there is no vehicle catalogue or UFG lookup. Date of birth is used for an initial enquiry instead of PESEL. Registration/VIN can be added if known; an insurer may need further data for a final proposal. No price is calculated here.

  1. 1Vehicle details
  2. 2Insurance
  3. 3Owners
  4. 4Review

Vehicle details

Vehicle details

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Questions and answers

Does OC pay for my own vehicle?

If you caused the accident, your OC compensates eligible third parties. Cover for your own vehicle generally requires suitable AC; another liable driver’s OC may apply if they caused the damage.

Are glass and tyres included in every package?

No. Availability, limits, parts, excess and territory vary. Tyre assistance does not always pay for a new tyre, and glass cover does not automatically include every glazed part.

Can I enquire without PESEL or registration number?

Yes, initially with technical details and date of birth. Add registration/VIN if known. The final quote and policy may require more information; there is no automatic UFG verification here.

When does insurance start?

On the dates and terms of the concluded contract, including payment requirements. An enquiry does not issue a policy, end an old one or activate immediate cover.